Investment Management

 

 

 

 

 

Assets Under Management (AUM) Program

The Investment Management Program for Advisory Clients (IMPAC) helps McCaskill Financial manage your assets through one simple, fee-based account.  Quarterly reporting, personal reviews, asset allocation* and rebalancing**, on-going investment management advice, distribution planning, and retirement income strategies are included in this program.

Minimum account size is $250,000.  The annual fee is a maximum of 1.2%, pro-rated on a quarterly basis.

This program offers the client no-load mutual fund(s), individual stocks, annuities, real estate and bond management services.

 

Separately Managed Accounts (SMA)

This program is ideal for clients who seek tax efficient portfolios or who wish individual securities with active management.

A minimum account value of $150,000 is required per account title.  All inclusive fees, which vary from 2.0% to 2.6% depending upon the manager, will be fully disclosed on a case-by-case basis.  Usually there are no transaction fees but it depends upon the platform utilized.

There are no commissions in this program.

 

Commission (based) Platform

This program is typically ideal for those clients just getting started in the investment process, but who wish to invest on a regular basis to develop a diversified* portfolio.

Most periodic investment programs require a minimum $100 recurring investment, but this could vary depending on the investment company.

This is a commission based program, with no additional fees charged by the advisor.

 

*Neither Asset Allocation  nor Diversification guarantee against loss.  They are methods used to help manage investment risk.

**Rebalancing assets can have tax consequences.  If you sell assets in a taxable account you may have to pay tax on any gain resulting from the sale.  Please consult your tax advisor.